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Checking Accounts

Free And Easy Checking

  • Minimum opening deposit: $100
  • No monthly service charge
  • No minimum balance
  • Unlimited transactions
  • Pays no interest



Jacksonian Account

  • Minimum opening deposit: $500
  • Interest: $500 minimum to earn interest. Ask about current rates.
  • Monthly service charge: $9.
  • Minimum balance to avoid service charge: $1,000
  • 50 checks free with order of 200
  • Unlimited transactions



Money Market Account

  • Minimum opening deposit: $5,000
  • Monthly service charge: $15.
  • Minimum balance to avoid service charge: $5,000
  • Interest: $2,500 minimum to earn interest. Ask about current rates
  • 6 transactions a month, 3 can be third party checks, $5 each after 6.



Visa Check Card

  • Allows access to checking account
  • Serves as ATM card
  • Accepted anywhere Visa is accepted
  • Monthly fee of $1



Bank of Jackson ATM Card


  • 24 hour access to money
  • Free withdrawal from any ATM machine with MoneyPass logo
  • ATM located at each Bank of Jackson location
  • For other locations in Jackson and the United States, visit: www.moneypass.com
  • Visa is a trademark of Visa USA



Other Checking Charges

    Insufficient funds $29 per check
    Wire Transfer $15
    Stop payment $25 per check
    Daily Overdraft $5 per day after third day


General Services

Money Orders $5.00 each
Cashier Checks $5.00 each
Safe Deposit Box Fee varies by size of box
Savings Bonds No Issue Charge
VISA Travel Card $9.95 to open
VISA Gift Card $4.99 to open
Research fee $15 per hour, $3 per item


Equal Housing and FDIC Logo

Personal Banking | Savings Accounts
CDs and Other Investment Products| 24-Hour Banking
Discount Brokerage | Reorder your checks on line
Lost or Stolen Credit or Debit Card
Online Banking Questions and Answers | Financial Calculators