Checking Accounts

Free And Easy Checking

• Minimum opening balance: $100
  
• No maintenance fees
  
• 50 checks free with initial order of 200
  
• Pays no interest
  

Regular Checking

• Minimum opening balance: $100
  
• Unlimited check writing
  
• Maintenance Fees:
  

  Daily Balance	Maintenance Fee
  Over $1,000	None
  Below $1,000	$9 per month

Hometown Checking

• Minimum opening balance: $100
  
• $6 fee per month
  
• $10,000 AD&D Insurance
  
• Free Traveler/Cashier Check, Money Order
  
• Nationwide Discount Book
  
• Medical Emergency Data Card
  
• Interest on daily balance of $1,000 or more
  
• No fee Security Check Debit Card
  
• Free club checks
  
• Facsimile of original checks included in monthly statements

Hometown Checking Plus

• Minimum opening balance: $100
  
• $8 per month service charge
  
• $20,000 AD&D Insurance
  
• Plus $10,000 AD&D for spouse and $1,500 AD&D for each child
  
• Interest on daily balance of $500 or more
  
• Shoppers Advantage
  
• Prescription Discounts
  
• Child Identification Network
  
• Plus all Benefits of Regular Club

Hometown Checking 50

• 50 or older
  
• Minimum opening balance: $100
  
• Service charge of $7 if daily balance falls below $100
  
• Medical Emergency Care
  
• Emergency Cash Advance
  
• Discount on Safe Deposit Box with automatic debit from checking
  
• Many other benefits
  
• 50 checks free with initial order of 200

Hometown Checking 50 Plus

• No Minimum opening balance
  
• $4 maintenance fee
  
• Tiered interest on daily balance
  
• Free Club Checks
  
• Bonus rates on C.D.'s with automatic deposit of interest & principal into checking account
  
• Prescription discounts
  
• Shoppers Advantage
  
• Trip Routing
  
• $10,000 Accidental Death Insurance
  
• Many Other Benefits
  
• Facsimile of original checks included in monthly statements

Jacksonian Account

• Minimum opening balance: $500
  
• Interest is tiered on daily balance
  
• Service charge of $9 if daily balance falls below $1,000
  
• 50 checks free with order of 200
  
• Facsimile of original checks included in monthly statements

Money Market Checking

• Minimum opening balance: $2,500
  
• Minimum daily balance to earn interest: $2,500
  
• Interest is tiered on daily balance
  
• Service charge of $15 if daily balance falls below $5,000
  
• Limited transactions
  

Visa Check Card

• Allows access to checking account
  
• Serves as ATM card
  
• Accepted anywhere Visa is accepted
  
• Monthly fee of $1
  

Bank of Jackson ATM Card

• 24 hour access to money
  
• Accepted anywhere the MoneyPass, Honor or Cirrus logo is displayed
  
• No Surcharges at any MoneyPass ATM
  
• Subject to approval
  
• Visa is a trademark of Visa USA

Other Checking Charges

Insufficient funds	$29 per check
Wire Transfer	$10
Stop payment	$20 per check

Personal Banking | Savings Accounts
CDs and Other Investment Products| 24-Hour Banking
Discount Brokerage | Reorder your checks on line
Lost or Stolen Credit or Debit Card
Online Banking Questions and Answers | Financial Calculators