Personal Checking  

Free And Easy Checking

• Minimum opening deposit: $100 
• No monthly service charge 
• No minimum balance 
• Unlimited transactions 
• Non-Interest Bearing 

Jacksonian Account

• Minimum opening deposit: $500 
• Interest: $500 minimum to earn interest. Ask about current rates. 
• Monthly service charge: $9.
• Minimum balance to avoid service charge: $1,000 
• 50 checks free with order of 200 
• Unlimited transactions

Money Market Account

• Minimum opening deposit: $5,000
• Monthly service charge: $15.
• Minimum balance to avoid service charge: $5,000 
• Interest: $2,500 minimum to earn interest. Ask about current rates 
• Excess withdrawal fee of $5 each after 6 monthly withdrawals 

Mastercard Debit Card

• Allows access to checking account 
• Serves as ATM card 
• Accepted anywhere Mastercard is accepted 
• Monthly fee of $1

Bank of Jackson ATM Card

• 24 hour access to money 
• Free withdrawal from any ATM machine with MoneyPass logo 
• ATM located at each Bank of Jackson location 
• For other locations in Jackson and the United States, visit: www.moneypass.com

Other Checking Charges

Insufficient funds $32 per check
Wire Transfer $20 ($70 International)
Stop payment $25 per check
Daily Overdraft $5 per day after second day
Dormant Fee $5 per month if balance falls below $300

General Services

Safe Deposit Box Fee varies by size of box
Research fee $15 per hour, $3 per item

*e-Statements available for all accounts and notices.