Personal Savings Header Decoration 

Regular Savings Account

  • Minimum opening deposit: $100 
  • No monthly service charge 
  • No minimum balance 
  • Excess withdrawal fee of $5 each after 6 monthly withdrawals 
  • Interest: Ask about current rates

 

Christmas Club Account

  • No minimum opening deposit
  • Interest: Ask about current rates.
  • Interest forfeited for early withdrawal

 

Certificate of Deposit

  • Minimum opening deposit: $1,000
  • No minimum balance 
  • No monthly service charge 
  • Interest: Ask about current rates 
  • Substantial penalty for early withdrawal

 

IRAs

  • Tax deferred income 
  • Fixed and Variable available 
  • Federal penalty for early withdrawal

 

General Services

Money Orders - $5.00 each
Official Bank Checks 
Dormant Fee $10 semi-annually (May & November) if balance falls below $10.00