Business Savings Header Decoration 

Regular Savings Account

  • Minimum opening deposit: $100 
  • No monthly service charge 
  • No minimum balance 
  • Excess withdrawal fee of $5 each after 6 monthly withdrawals
  • Interest: Ask about current rates


Christmas Club Account

  • No minimum opening deposit
  • Interest: Ask about current rates.
  • Interest forfeited for early withdrawal


Certificate of Deposit

  • Minimum opening deposit: $1,000
  • No minimum balance 
  • No monthly service charge 
  • Interest: Ask about current rates 
  • Substantial penalty for early withdrawal



  • Tax deferred income 
  • Fixed and Variable available 
  • Federal penalty for early withdrawal


General Services

Money Orders $5.00 each
Cashier Checks $5.00 each
Safe Deposit Box Fee varies by size of box
Wire Transfers $15.00, $60 International
Research fee $15 per hour, $3 per item
Dormant Fee $10 semi-annually (May & November) if balance falls below $10.00